:root {
    --aca-ink: #0e1c2e;
    --aca-blue: #0f55aa;
    --aca-blue-deep: #0b3d7a;
    --aca-blue-soft: #d8e9ff;
    --aca-orange: #f28b60;
    --aca-gold: #f2c834;
    --aca-surface: #f5f8fd;
    --aca-surface-strong: #eaf2ff;
    --aca-border: #d6e3f5;
    --aca-text: #1d2633;
    --aca-muted: #627086;
    --aca-white: #ffffff;
    --aca-shadow: 0 24px 60px rgba(10, 34, 67, 0.14);
    --aca-shadow-soft: 0 16px 35px rgba(10, 34, 67, 0.08);
    --aca-radius-xl: 32px;
    --aca-radius-lg: 24px;
    --aca-radius-md: 18px;
    --aca-radius-sm: 12px;
    --aca-container: 1200px;
    --aca-transition: 0.28s ease;
}

@font-face {
    font-display: swap;
    font-family: "bootstrap-icons";
    src:
        url("../fonts/bootstrap-icons.woff2") format("woff2"),
        url("../fonts/bootstrap-icons.woff") format("woff");
}

*,
*::before,
*::after {
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
}

body {
    margin: 0;
    font-family: "Questrial", Arial, sans-serif;
    font-size: 18px;
    line-height: 1.65;
    color: var(--aca-text);
    background:
        radial-gradient(circle at top right, rgba(15, 85, 170, 0.16), transparent 32%),
        linear-gradient(180deg, #f9fbff 0%, #f4f8fe 100%);
}

img {
    display: block;
    max-width: 100%;
}

a {
    color: inherit;
    text-decoration: none;
    transition: color var(--aca-transition), opacity var(--aca-transition), transform var(--aca-transition);
}

a:hover {
    color: var(--aca-blue);
}

p:last-child {
    margin-bottom: 0;
}

h1,
h2,
h3,
h4 {
    margin: 0 0 0.8rem;
    font-family: "Fjalla One", Impact, sans-serif;
    color: var(--aca-ink);
    letter-spacing: 0.02em;
    line-height: 1.02;
    text-transform: uppercase;
}

h1 {
    font-size: clamp(2.15rem, 3.35vw, 3.95rem);
}

h2 {
    font-size: clamp(1.55rem, 2.3vw, 2.7rem);
}

h3 {
    font-size: clamp(1.35rem, 2.1vw, 1.9rem);
}

.container {
    width: min(var(--aca-container), calc(100% - 32px));
}

.section-block {
    padding: 110px 0;
    position: relative;
}

.section-surface {
    background: linear-gradient(180deg, rgba(216, 233, 255, 0.26) 0%, rgba(255, 255, 255, 0.9) 100%);
}

.section-contrast {
    background:
        linear-gradient(135deg, rgba(14, 28, 46, 0.94), rgba(11, 61, 122, 0.94)),
        radial-gradient(circle at top left, rgba(242, 200, 52, 0.2), transparent 28%);
    color: rgba(255, 255, 255, 0.88);
}

.section-contrast h2,
.section-contrast h3,
.section-contrast .section-kicker {
    color: var(--aca-white);
}

.section-heading {
    max-width: 100%;
    margin-bottom: 42px;
}

.section-heading.center {
    margin-inline: auto;
    text-align: center;
}

.section-heading p {
    color: var(--aca-muted);
    font-size: 1.05rem;
}

.section-contrast .section-heading p,
.section-contrast p {
    color: rgba(255, 255, 255, 0.76);
}

.section-kicker {
    display: inline-flex;
    align-items: center;
    gap: 12px;
    margin-bottom: 18px;
    font-family: "Poppins", Arial, sans-serif;
    font-size: 0.82rem;
    font-weight: 700;
    letter-spacing: 0.22em;
    text-transform: uppercase;
    color: var(--aca-blue);
}

.section-kicker::before {
    content: "";
    width: 40px;
    height: 2px;
    background: linear-gradient(90deg, var(--aca-gold), var(--aca-orange));
}

.btn {
    --bs-btn-border-radius: 999px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 12px;
    min-height: 58px;
    padding: 0 28px;
    font-family: "Poppins", Arial, sans-serif;
    font-size: 0.94rem;
    font-weight: 700;
    letter-spacing: 0.06em;
    text-transform: uppercase;
    border-width: 2px;
    transition: transform var(--aca-transition), box-shadow var(--aca-transition), background-color var(--aca-transition), color var(--aca-transition), border-color var(--aca-transition);
}

.btn:hover {
    transform: translateY(-2px);
}

.btn-accent {
    background: linear-gradient(135deg, var(--aca-orange), #f4a365);
    color: var(--aca-white);
    border-color: transparent;
    box-shadow: 0 18px 35px rgba(242, 139, 96, 0.28);
}

.btn-accent:hover {
    color: var(--aca-white);
    box-shadow: 0 22px 40px rgba(242, 139, 96, 0.36);
}

.btn-outline-light {
    border-color: rgba(255, 255, 255, 0.24);
    color: var(--aca-white);
    background: rgba(255, 255, 255, 0.06);
    backdrop-filter: blur(12px);
}

.btn-outline-light:hover {
    color: var(--aca-white);
    border-color: rgba(255, 255, 255, 0.38);
    background: rgba(255, 255, 255, 0.12);
}

.btn-compact {
    min-height: 48px;
    padding-inline: 22px;
    font-size: 0.84rem;
}

.site-header {
    position: sticky;
    top: 0;
    z-index: 1000;
}

.utility-bar {
    border-top: 4px solid var(--aca-blue);
    background: rgba(255, 255, 255, 0.95);
    backdrop-filter: blur(12px);
}

.utility-wrap,
.brand-grid,
.footer-bottom-wrap {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 24px;
}

.utility-wrap {
    min-height: 62px;
}

.utility-copy {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    gap: 16px;
}

.utility-kicker,
.utility-text,
.brand-chip,
.brand-contact-label,
.nav-link,
.quote-form-head p,
.footer-label,
.footer-copy,
.footer-pill,
.page-breadcrumbs,
.legal-card p,
.accordion-body,
.timeline-item p,
.hero-stat-card span,
.stats-card span,
.benefit-card p,
.copy-card p,
.service-card p,
.quote-side-list p,
.contact-card p,
.area-pill {
    font-family: "Poppins", Arial, sans-serif;
}

.utility-kicker {
    font-size: 0.8rem;
    font-weight: 700;
    letter-spacing: 0.18em;
    text-transform: uppercase;
    color: var(--aca-blue);
}

.utility-text {
    color: var(--aca-muted);
    font-size: 0.92rem;
}

.utility-actions {
    display: flex;
    align-items: center;
    gap: 14px;
}

.utility-phone {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    color: var(--aca-ink);
    font-weight: 700;
}

.brand-bar {
    background: rgba(255, 255, 255, 0.94);
    box-shadow: var(--aca-shadow-soft);
}

.brand-grid {
    min-height: 132px;
}

.brand-chip-group {

    gap: 12px;
}

.brand-chip,
.footer-pill,
.area-pill {
    display: inline-flex;
    align-items: center;
    min-height: 40px;
    padding: 0 16px;
    border-radius: 999px;
    background: var(--aca-surface);
    border: 1px solid var(--aca-border);
    color: var(--aca-ink);
    font-size: 0.82rem;
    font-weight: 700;
    letter-spacing: 0.08em;
    text-transform: uppercase;
}

.site-logo {
    justify-self: center;
}

.site-logo img {
    width: clamp(230px, 30vw, 364px);
    height: auto;
}

.brand-contact {
    max-width: 280px;
    text-align: right;
}

.brand-contact-label {
    display: block;
    margin-bottom: 6px;
    color: var(--aca-muted);
    font-size: 0.85rem;
    font-weight: 600;
    letter-spacing: 0.05em;
    text-transform: uppercase;
}

.brand-contact-link {
    font-family: "Fjalla One", Impact, sans-serif;
    font-size: 2.1rem;
    color: var(--aca-ink);
    letter-spacing: 0.03em;
}

.nav-shell {
    background: linear-gradient(90deg, var(--aca-blue), #1a6fd1);
    box-shadow: 0 18px 35px rgba(15, 85, 170, 0.22);
}

.site-nav {
    min-height: 72px;
}

.site-nav .navbar-collapse {
    justify-content: center;
}

.site-nav .navbar-toggler {
    border: 0;
    padding: 0;
    box-shadow: none;
}

.site-nav .navbar-toggler-icon {
    width: 2.2rem;
    height: 2.2rem;
    background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 30 30'%3E%3Cpath stroke='rgba(255,255,255,0.95)' stroke-linecap='round' stroke-miterlimit='10' stroke-width='2.2' d='M4 7h22M4 15h22M4 23h22'/%3E%3C/svg%3E");
}

.nav-link {
    position: relative;
    padding: 0 !important;
    margin-inline: 18px;
    color: rgba(255, 255, 255, 0.82);
    font-size: 0.92rem;
    font-weight: 700;
    letter-spacing: 0.08em;
    text-transform: uppercase;
}

.nav-link::after {
    content: "";
    position: absolute;
    left: 0;
    right: 0;
    bottom: -14px;
    height: 3px;
    border-radius: 99px;
    background: linear-gradient(90deg, var(--aca-gold), var(--aca-orange));
    transform: scaleX(0);
    transform-origin: center;
    transition: transform var(--aca-transition);
}

.nav-link:hover,
.nav-link.is-active {
    color: var(--aca-white);
}

.nav-link:hover::after,
.nav-link.is-active::after {
    transform: scaleX(1);
}

.home-hero {
    padding: 46px 0 36px;
}

.home-hero-shell {
    position: relative;
    overflow: hidden;
    padding: 68px;
    border-radius: 38px;
    background:
        linear-gradient(135deg, rgba(14, 28, 46, 0.96), rgba(11, 61, 122, 0.94)),
        radial-gradient(circle at top left, rgba(242, 200, 52, 0.28), transparent 25%);
    box-shadow: var(--aca-shadow);
}

.home-hero-shell-document {
    padding-bottom: 58px;
}

.home-hero-shell::before,
.home-hero-shell::after {
    content: "";
    position: absolute;
    border-radius: 999px;
    pointer-events: none;
}

.home-hero-shell::before {
    width: 440px;
    height: 440px;
    right: -180px;
    top: -160px;
    background: radial-gradient(circle, rgba(242, 139, 96, 0.24), transparent 68%);
}

.home-hero-shell::after {
    width: 560px;
    height: 560px;
    left: -220px;
    bottom: -330px;
    background: radial-gradient(circle, rgba(15, 85, 170, 0.38), transparent 68%);
}

.home-hero .section-kicker,
.home-hero h1,
.home-hero p,
.hero-checklist,
.hero-stat-card strong,
.hero-stat-card span {
    color: var(--aca-white);
}

.hero-lead {
    max-width: 620px;
    color: rgba(255, 255, 255, 0.8);
    font-size: 1.08rem;
}

.home-hero-shell-document .row {
    align-items: center;
}

.illustration-card-document {
    padding: 24px;
}

.document-copy-stack {
    display: grid;
    gap: 18px;
}

.document-copy-stack-tight {
    margin-top: 28px;
}

.document-card-grid {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 20px;
}

.document-copy-card,
.estimate-copy-card {
    position: relative;
    overflow: hidden;
    padding: 34px 30px;
    border-radius: var(--aca-radius-lg);
    border: 1px solid var(--aca-border);
    background: var(--aca-white);
    box-shadow: var(--aca-shadow-soft);
}

.document-copy-card h2 {
    font-size: clamp(1.35rem, 1.6vw, 1.8rem);
}

.document-copy-card p + p,
.estimate-copy-card p + p {
    margin-top: 16px;
}

.document-process-note {
    margin-top: 28px;
}

.document-process-note p {
    margin: 0;
    color: rgba(255, 255, 255, 0.82);
}

.document-benefit-grid {
    margin-top: 30px;
}

.estimate-copy-card {
    background:
        linear-gradient(135deg, rgba(14, 28, 46, 0.96), rgba(11, 61, 122, 0.94)),
        radial-gradient(circle at left top, rgba(242, 200, 52, 0.16), transparent 22%);
}

.estimate-copy-card h2,
.estimate-copy-card p {
    color: var(--aca-white);
}

.estimate-copy-card p {
    max-width: 860px;
    color: rgba(255, 255, 255, 0.8);
}

.hero-checklist {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 14px 22px;
    margin: 34px 0;
    padding: 0;
    list-style: none;
}

.hero-checklist li,
.icon-list li {
    display: flex;
    gap: 12px;
    align-items: flex-start;
}

.hero-checklist i,
.icon-list i {
    margin-top: 2px;
    color: var(--aca-gold);
    font-size: 1.1rem;
}

.hero-actions {
    display: flex;
    flex-wrap: wrap;
    gap: 16px;
    margin-bottom: 34px;
}

.hero-stat-grid,
.stats-panel {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 16px;
}

.hero-stat-card,
.stats-card,
.service-card,
.copy-card,
.benefit-card,
.legal-card,
.quote-side-panel,
.contact-card,
.illustration-card {
    position: relative;
    overflow: hidden;
    border-radius: var(--aca-radius-lg);
    border: 1px solid var(--aca-border);
    background: var(--aca-white);
    box-shadow: var(--aca-shadow-soft);
}

.illustration-card img {
    width: 100%;
    height: 100%;
    display: block;
    object-fit: cover;
    object-position: center;
}

.hero-stat-card {
    padding: 22px 20px;
    background: rgba(255, 255, 255, 0.08);
    border-color: rgba(255, 255, 255, 0.08);
    backdrop-filter: blur(12px);
}

.hero-stat-card strong {
    display: block;
    margin-bottom: 10px;
    font-family: "Fjalla One", Impact, sans-serif;
    font-size: 1.55rem;
    letter-spacing: 0.04em;
}

.hero-stat-card span {
    display: block;
    font-size: 0.9rem;
    line-height: 1.55;
    color: rgba(255, 255, 255, 0.72);
}

.hero-illustration-wrap {
    position: absolute;
    right: 24px;
    bottom: 12px;
    width: min(46%, 450px);
    opacity: 0.32;
    pointer-events: none;
}

.quote-form-card {
    position: relative;
    z-index: 2;
    padding: 34px 32px 30px;
    border-radius: 30px;
    background: rgba(255, 255, 255, 0.96);
    box-shadow: 0 34px 60px rgba(3, 26, 56, 0.22);
}

.quote-form-card-page {
    padding: 42px 40px 34px;
}

.quote-form-head h2 {
    font-size: clamp(1.35rem, 1.9vw, 1.95rem);
}

.quote-form-head p {
    color: var(--aca-muted);
    font-size: 0.96rem;
}

.quote-form {
    margin-top: 26px;
}

.quote-form-card-compact {

    margin-left: auto;
    padding: 28px 24px 24px;
    border-radius: 24px;
    background: linear-gradient(180deg, #f59469 0%, #f2875b 100%);
    box-shadow: 0 26px 48px rgba(242, 139, 96, 0.28);
}

.quote-form-head-compact {
    text-align: center;
}

.quote-form-head-compact h2 {
    margin-bottom: 0;
    color: var(--aca-ink);
    font-size: clamp(1.55rem, 2vw, 1.9rem);
}

.quote-form-compact {
    margin-top: 22px;
}

.form-grid-compact {
    grid-template-columns: 1fr;
    gap: 14px;
}

.quote-form-compact .form-field input,
.quote-form-compact .form-field select {
    min-height: 58px;
    padding: 0 18px;
    border: 0;
    border-radius: 12px;
    background: rgba(255, 255, 255, 0.98);
    color: var(--aca-ink);
    box-shadow: inset 0 0 0 1px rgba(14, 28, 46, 0.08);
}

.quote-form-compact .form-field input::placeholder {
    color: var(--aca-ink);
    opacity: 0.88;
}

.quote-form-compact .form-field select:focus,
.quote-form-compact .form-field input:focus {
    box-shadow: inset 0 0 0 2px rgba(15, 85, 170, 0.26);
}

.quote-form-card-compact .form-alert {
    margin-top: 12px;
    margin-bottom: 12px;
}

.quote-form-card-compact .form-submit {
    width: 100%;
    justify-content: center;
    min-height: 56px;
    margin-top: 8px;
    background: linear-gradient(135deg, var(--aca-blue), #1a6fd1);
    box-shadow: 0 16px 30px rgba(15, 85, 170, 0.24);
}

.quote-form-card-compact .form-submit:hover {
    box-shadow: 0 20px 36px rgba(15, 85, 170, 0.32);
}

.form-grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 22px 18px;
}

.form-field {
    position: relative;
}

.form-field-wide,
.form-field-message {
    grid-column: 1 / -1;
}

.form-field label,
.form-consent,
.quote-side-list h3,
.contact-card-label,
.footer-main h3 {
    font-family: "Poppins", Arial, sans-serif;
}

.form-field label {
    display: block;
    margin-bottom: 10px;
    color: var(--aca-ink);
    font-size: 0.8rem;
    font-weight: 700;
    letter-spacing: 0.08em;
    text-transform: uppercase;
}

.form-field input,
.form-field select,
.form-field textarea {
    width: 100%;
    padding: 0 0 12px;
    border: 0;
    border-bottom: 1px solid rgba(14, 28, 46, 0.24);
    border-radius: 0;
    background: transparent;
    font-family: "Poppins", Arial, sans-serif;
    font-size: 0.98rem;
    color: var(--aca-text);
    outline: none;
    transition: border-color var(--aca-transition);
}

.form-field textarea {
    min-height: 130px;
    resize: vertical;
    padding-top: 2px;
}

.form-field input:focus,
.form-field select:focus,
.form-field textarea:focus {
    border-color: var(--aca-blue);
}

.form-consent {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    margin: 28px 0 18px;
    color: var(--aca-muted);
    font-size: 0.93rem;
}

.form-consent input {
    margin-top: 5px;
}

.form-consent a {
    color: var(--aca-blue);
    text-decoration: underline;
}

.form-alert {
    display: none;
    margin-bottom: 14px;
    padding: 14px 16px;
    border-radius: 16px;
    font-family: "Poppins", Arial, sans-serif;
    font-size: 0.9rem;
    font-weight: 600;
}

.form-alert.is-success {
    display: block;
    color: #0b6b44;
    background: var(--aca-white);
    border: 1.5px solid #0b6b44;
}

.form-alert.is-error {
    display: block;
    color: #a23434;
    background: var(--aca-white);
    border: 1.5px solid #a23434;
}

.form-submit {
    width: 100%;
    justify-content: space-between;
}

.form-honeypot {
    position: absolute;
    left: -9999px;
    width: 1px;
    height: 1px;
    overflow: hidden;
}

.error-message {
    margin-top: 8px;
    color: #bf2f2f;
    font-family: "Poppins", Arial, sans-serif;
    font-size: 0.8rem;
    font-weight: 600;
}

.service-card,
.copy-card,
.benefit-card,
.stats-card {
    height: 100%;
    padding: 28px 26px;
}

.service-card:hover,
.copy-card:hover,
.benefit-card:hover,
.stats-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 24px 42px rgba(10, 34, 67, 0.12);
}

.service-card-icon {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 68px;
    height: 68px;
    margin-bottom: 20px;
    border-radius: 20px;
    background: linear-gradient(135deg, var(--aca-surface-strong), var(--aca-white));
    color: var(--aca-blue);
    font-size: 1.8rem;
    box-shadow: inset 0 0 0 1px rgba(15, 85, 170, 0.08);
}

.service-card p,
.copy-card p,
.benefit-card p,
.stats-card span,
.quote-side-panel p,
.quote-side-list p,
.contact-card p,
.legal-card p,
.legal-section p {
    color: var(--aca-muted);
    font-size: 0.98rem;
}

.service-card-wide h3 {
    min-height: 58px;
}

.illustration-card {
    padding: 18px;
    background: linear-gradient(180deg, rgba(255, 255, 255, 0.9), rgba(234, 242, 255, 0.78));
}

.how-work-illustration {
    margin-bottom: 24px;
    padding: 0;
    aspect-ratio: 16 / 10;
}

.copy-card-grid,
.benefit-grid,
.area-grid,
.footer-pill-group,
.footer-links,
.footer-contact,
.quote-side-list,
.timeline-list,
.icon-list {
    margin: 0;
    padding: 0;
    list-style: none;
}

.copy-card-grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 18px;
    margin-top: 28px;
}

.timeline-list {
    display: grid;
    gap: 18px;
}

.timeline-item {
    display: grid;
    grid-template-columns: 82px minmax(0, 1fr);
    gap: 18px;
    align-items: start;
    padding: 22px 24px;
    border-radius: 24px;
    background: rgba(255, 255, 255, 0.09);
    border: 1px solid rgba(255, 255, 255, 0.08);
}

.timeline-index {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 82px;
    height: 82px;
    border-radius: 24px;
    background: linear-gradient(135deg, var(--aca-orange), #f4a365);
    color: var(--aca-white);
    font-family: "Fjalla One", Impact, sans-serif;
    font-size: 1.6rem;
    letter-spacing: 0.06em;
}

.timeline-item p {
    margin: 0;
    color: rgba(255, 255, 255, 0.82);
    font-size: 0.97rem;
}

.benefit-grid {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 18px;
}

.benefit-card {
    display: flex;
    align-items: flex-start;
    gap: 14px;
}

.benefit-card i {
    color: var(--aca-orange);
    font-size: 1.4rem;
}

.stats-panel {
    background: linear-gradient(180deg, rgba(255, 255, 255, 0.72), rgba(234, 242, 255, 0.8));
    padding: 18px;
    border-radius: 30px;
    border: 1px solid rgba(15, 85, 170, 0.08);
}

.stats-card strong {
    display: block;
    margin-bottom: 12px;
    font-family: "Fjalla One", Impact, sans-serif;
    font-size: 1.6rem;
    line-height: 1.05;
    color: var(--aca-ink);
}

.icon-list {
    display: grid;
    gap: 18px;
}

.icon-list span {
    color: var(--aca-muted);
    font-family: "Poppins", Arial, sans-serif;
    font-size: 0.98rem;
}

.page-hero {
    padding: 42px 0 0;
}

.page-hero-card {
    display: flex;
    justify-content: space-between;
    align-items: end;
    gap: 24px;
    padding: 46px 48px;
    border-radius: 34px;
    background:
        linear-gradient(135deg, rgba(14, 28, 46, 0.96), rgba(11, 61, 122, 0.94)),
        radial-gradient(circle at right top, rgba(242, 139, 96, 0.2), transparent 26%);
    box-shadow: var(--aca-shadow);
}

.page-hero-copy {
    max-width: 720px;
}

.page-hero-copy h1,
.page-hero-copy p,
.page-breadcrumbs,
.page-breadcrumbs a {
    color: var(--aca-white);
}

.page-hero-copy p {
    max-width: 620px;
    color: rgba(255, 255, 255, 0.78);
    font-size: 1.05rem;
}

.page-breadcrumbs {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    justify-content: flex-end;
    gap: 10px;
    font-size: 0.82rem;
    font-weight: 600;
    letter-spacing: 0.08em;
    text-transform: uppercase;
    opacity: 0.9;
}

.page-breadcrumbs a:hover {
    color: var(--aca-gold);
}

.breadcrumb-divider {
    color: rgba(255, 255, 255, 0.4);
}

.area-grid {
    display: flex;
    flex-wrap: wrap;
    gap: 14px;
}

.quote-side-panel {
    padding: 32px 30px;
}

.quote-side-list {
    display: grid;
    gap: 20px;
    margin: 28px 0;
}

.quote-side-list article {
    padding-bottom: 18px;
    border-bottom: 1px solid rgba(14, 28, 46, 0.08);
}

.quote-side-list article:last-child {
    padding-bottom: 0;
    border-bottom: 0;
}

.quote-side-list h3 {
    margin-bottom: 8px;
    font-size: 1rem;
    letter-spacing: 0.08em;
    color: var(--aca-blue);
}

.contact-card {
    padding: 22px 22px 20px;
    background: linear-gradient(180deg, rgba(234, 242, 255, 0.72), rgba(255, 255, 255, 0.92));
}

.contact-card-label {
    display: block;
    margin-bottom: 8px;
    color: var(--aca-muted);
    font-size: 0.82rem;
    font-weight: 700;
    letter-spacing: 0.08em;
    text-transform: uppercase;
}

.contact-card a {
    display: inline-block;
    margin-bottom: 6px;
    font-family: "Fjalla One", Impact, sans-serif;
    font-size: 2rem;
    color: var(--aca-ink);
}

.faq-accordion .accordion-item {
    overflow: hidden;
    margin-bottom: 16px;
    border: 1px solid var(--aca-border);
    border-radius: 20px;
    box-shadow: var(--aca-shadow-soft);
}

.faq-accordion .accordion-button {
    padding: 24px 28px;
    font-family: "Poppins", Arial, sans-serif;
    font-size: 1rem;
    font-weight: 700;
    color: var(--aca-ink);
    background: var(--aca-white);
    box-shadow: none;
}

.faq-accordion .accordion-button:not(.collapsed) {
    color: var(--aca-blue);
    background: linear-gradient(180deg, rgba(234, 242, 255, 0.74), rgba(255, 255, 255, 0.96));
}

.faq-accordion .accordion-body {
    padding: 0 28px 24px;
    color: var(--aca-muted);
    font-size: 0.96rem;
}

.legal-card {
    padding: 44px;
}

.legal-card h1 {
    margin-bottom: 18px;
}

.legal-section + .legal-section {
    margin-top: 30px;
    padding-top: 30px;
    border-top: 1px solid rgba(14, 28, 46, 0.08);
}

.legal-section h2 {
    font-size: clamp(1.15rem, 1.5vw, 1.55rem);
}

.site-footer {
    position: relative;
    padding-top: 32px;
}

.footer-cta-card {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 24px;
    padding: 36px 38px;
    border-radius: 34px;
    background:
        linear-gradient(135deg, rgba(14, 28, 46, 0.96), rgba(11, 61, 122, 0.94)),
        radial-gradient(circle at left top, rgba(242, 200, 52, 0.18), transparent 24%);
    box-shadow: var(--aca-shadow);
}

.footer-cta-card h2,
.footer-cta-card p,
.footer-cta-card .section-kicker {
    color: var(--aca-white);
}

.footer-cta-card p {
    max-width: 720px;
    color: rgba(255, 255, 255, 0.76);
}

.footer-cta-actions {
    display: flex;
    flex-wrap: wrap;
    gap: 14px;
}

.footer-main {
    padding: 0 0 34px;
    background: linear-gradient(180deg, #0e1c2e 0%, #11294a 100%);
    color: rgba(255, 255, 255, 0.8);
}

.footer-main h3 {
    margin-bottom: 18px;
    font-size: 1rem;
    color: var(--aca-white);
    letter-spacing: 0.12em;
}

.footer-logo {
    display: inline-block;
    margin-bottom: 18px;
}

.footer-copy {
    margin-bottom: 20px;
    color: rgba(255, 255, 255, 0.66);
    font-size: 0.94rem;
}

.footer-pill-group {
    display: flex;
    flex-wrap: wrap;
    gap: 10px;
}

.footer-pill {
    background: rgba(255, 255, 255, 0.06);
    border-color: rgba(255, 255, 255, 0.08);
    color: var(--aca-white);
}

.footer-links,
.footer-contact {
    display: grid;
    gap: 12px;
}

.footer-links a,
.footer-links span,
.footer-contact a,
.footer-contact span {
    color: rgba(255, 255, 255, 0.72);
    font-size: 0.92rem;
}

.footer-links a:hover,
.footer-contact a:hover {
    color: var(--aca-gold);
}

.footer-label {
    display: block;
    margin-bottom: 4px;
    color: rgba(255, 255, 255, 0.45);
    font-size: 0.78rem;
    font-weight: 700;
    letter-spacing: 0.08em;
    text-transform: uppercase;
}

.footer-bottom {
    background: rgba(7, 14, 24, 0.98);
    color: rgba(255, 255, 255, 0.54);
}

.footer-bottom-wrap {
    min-height: 72px;
}

.footer-bottom p,
.footer-bottom-links a {
    margin: 0;
    font-family: "Poppins", Arial, sans-serif;
    font-size: 0.84rem;
    font-weight: 600;
    letter-spacing: 0.05em;
}

.footer-bottom-links {
    display: flex;
    gap: 20px;
}

.floating-actions {
    position: fixed;
    right: 26px;
    bottom: 24px;
    z-index: 999;
    display: flex;
    flex-direction: column;
    gap: 12px;
}

.floating-action {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    min-height: 54px;
    padding: 0 18px;
    border-radius: 999px;
    font-family: "Poppins", Arial, sans-serif;
    font-size: 0.84rem;
    font-weight: 700;
    letter-spacing: 0.07em;
    text-transform: uppercase;
    color: var(--aca-white);
    box-shadow: 0 18px 34px rgba(10, 34, 67, 0.22);
}

.floating-call {
    background: linear-gradient(135deg, var(--aca-blue), #1a6fd1);
}

.floating-quote {
    background: linear-gradient(135deg, var(--aca-orange), #f4a365);
}

.scroll-top {
    position: fixed;
    right: 28px;
    bottom: 158px;
    z-index: 998;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 54px;
    height: 54px;
    border: 0;
    border-radius: 999px;
    background: rgba(14, 28, 46, 0.94);
    color: var(--aca-white);
    font-size: 1.55rem;
    box-shadow: 0 18px 34px rgba(10, 34, 67, 0.18);
    opacity: 0;
    visibility: hidden;
    transform: translateY(12px);
    transition: opacity var(--aca-transition), visibility var(--aca-transition), transform var(--aca-transition), background-color var(--aca-transition);
}

.scroll-top.is-visible {
    opacity: 1;
    visibility: visible;
    transform: translateY(0);
}

.scroll-top:hover {
    background: var(--aca-blue);
}

[data-reveal] {
    opacity: 0;
    transform: translateY(26px);
    transition: opacity 0.6s ease, transform 0.6s ease;
}

[data-reveal].is-visible {
    opacity: 1;
    transform: translateY(0);
}

@media (max-width: 1199px) {
    .brand-grid {
        min-height: 112px;
    }

    .brand-contact-link {
        font-size: 1.7rem;
    }

    .nav-link {
        margin-inline: 12px;
        font-size: 0.84rem;
    }

    .home-hero-shell,
    .page-hero-card,
    .footer-cta-card {
        padding: 42px;
    }

    .hero-illustration-wrap {
        width: min(44%, 350px);
        right: 0;
    }
}

@media (max-width: 991px) {
    body {
        font-size: 17px;
    }

    .section-block {
        padding: 84px 0;
    }

    .utility-wrap,
    .brand-grid,
    .page-hero-card,
    .footer-cta-card,
    .footer-bottom-wrap {
        flex-direction: column;
        align-items: flex-start;
    }

    .brand-grid {
        min-height: auto;
        flex-direction: row;
        align-items: center;
        justify-content: space-between;
        gap: 6px;
        padding: 6px 0;
    }

    .brand-contact {
        max-width: none;
        margin-left: auto;
        text-align: right;
    }

    .brand-chip-group,
    .brand-contact-label {
        display: none;
    }

    .site-logo img {
        width: 94px;
    }

    .brand-contact-link {
        font-size: 1rem;
        line-height: 1;
        letter-spacing: 0.02em;
        white-space: nowrap;
    }

    .nav-shell {
        box-shadow: 0 6px 12px rgba(15, 85, 170, 0.16);
    }

    .site-nav {
        position: relative;
        min-height: 44px;
        padding: 0;
    }

    .site-nav .navbar-toggler {
        margin-left: auto;
        width: 36px;
        height: 36px;
        display: inline-flex;
        align-items: center;
        justify-content: center;
    }

    .site-nav .navbar-toggler-icon {
        width: 1.56rem;
        height: 1.56rem;
    }

    .site-nav .navbar-collapse {
        position: absolute;
        top: 100%;
        left: 0;
        right: 0;
        z-index: 40;
        margin-top: 0;
        padding: 8px 12px;
        background: linear-gradient(90deg, var(--aca-blue), #1a6fd1);
        border-top: 1px solid rgba(255, 255, 255, 0.12);
        border-radius: 0 0 12px 12px;
        box-shadow: 0 14px 22px rgba(15, 85, 170, 0.24);
    }

    .site-nav .navbar-nav {
        width: 100%;
        align-items: stretch;
        gap: 0;
    }

    .site-nav .navbar-nav.mx-auto {
        margin: 0 !important;
    }

    .site-nav .navbar-nav .nav-item {
        width: 100%;
    }

    .site-nav .nav-link {
        display: block;
        width: 100%;
        padding: 8px 0 !important;
        font-size: 0.82rem;
        letter-spacing: 0.05em;
        line-height: 1.3;
    }

    .site-nav .btn-compact {
        display: none !important;
    }

    .nav-link {
        margin: 0;
    }

    .nav-link::after {
        right: auto;
        bottom: 2px;
        width: 30px;
        transform-origin: left;
    }

    .home-hero-shell {
        padding-bottom: 38px;
    }

    .hero-illustration-wrap {
        position: static;
        width: min(100%, 420px);
        margin-top: 34px;
        opacity: 0.9;
    }

    .hero-checklist,
    .hero-stat-grid,
    .stats-panel,
    .copy-card-grid,
    .form-grid {
        grid-template-columns: 1fr;
    }

    .document-card-grid,
    .benefit-grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }

    .quote-form-card {
        padding: 30px 24px 26px;
    }

    .quote-form-card-compact {
        max-width: none;
        margin-left: 0;
    }

    .benefit-card {
        min-height: auto;
    }
}

@media (max-width: 767px) {
    .document-card-grid,
    .benefit-grid {
        grid-template-columns: 1fr;
    }

    .container {
        width: min(var(--aca-container), calc(100% - 22px));
    }

    .utility-wrap {
        padding: 12px 0;
    }

    .brand-grid {
        gap: 6px;
        padding: 5px 0;
    }

    .site-logo img {
        width: 80px;
    }

    .brand-contact-link {
        font-size: 0.9rem;
    }

    .site-nav {
        min-height: 40px;
        padding: 0;
    }

    .site-nav .navbar-toggler {
        width: 32px;
        height: 32px;
    }

    .site-nav .navbar-toggler-icon {
        width: 1.34rem;
        height: 1.34rem;
    }

    .site-nav .navbar-collapse {
        padding: 6px 10px;
    }

    .site-nav .nav-link {
        padding: 7px 0 !important;
        font-size: 0.78rem;
    }

    .utility-copy,
    .utility-actions,
    .hero-actions,
    .footer-cta-actions,
    .footer-bottom-links {
        width: 100%;
    }

    .utility-actions,
    .hero-actions,
    .footer-cta-actions {
        flex-direction: column;
        align-items: stretch;
    }

    .home-hero-shell,
    .page-hero-card,
    .footer-cta-card,
    .legal-card {
        padding: 30px 22px;
        border-radius: 28px;
    }

    .timeline-item {
        grid-template-columns: 1fr;
    }

    .timeline-index {
        width: 68px;
        height: 68px;
        border-radius: 20px;
    }

    .floating-actions {
        right: 14px;
        left: 14px;
        bottom: 14px;
    }

    .floating-quote {
        display: none;
    }

    .floating-action {
        justify-content: center;
    }

    .site-footer {
        padding-bottom: calc(96px + env(safe-area-inset-bottom));
    }

    .scroll-top {
        right: 16px;
        bottom: calc(88px + env(safe-area-inset-bottom));
    }

    .contact-card a {
        font-size: 1.65rem;
    }
}